CredoScientia - Insurance, risk, and magical thinking.

Une initiative de

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PubMind est une plateforme collaborative de veille scientifique qui permet d'importer des publications depuis PubMed, de suivre leur avancement de lecture, d'en extraire les éléments méthodologiques clés (protocoles, variables, résultats) et de constituer une synthèse structurée afin de faciliter la réalisation de revues de littérature. Entièrement personnalisable, cet outil s'adapte aux thématiques de recherche de ses utilisateurs.

Nous l'avons configuré ici pour centraliser et analyser la littérature scientifique concernant les croyances, les traitements psychologiques, l'étude de la scrupulosité, ainsi que l'impact et la prise en charge des troubles liés aux dérives sectaires.

Résumé

The possession of an insurance policy may not only affect the severity of a potential loss but also its perceived probability. Intuitively, people may feel that if they are insured nothing bad is likely to happen, but if they do not have insurance they are at greater peril. In Experiment 1, respondents who were reminded of their medical insurance felt they were less likely to suffer health problems in the future compared to people who were not reminded of their medical insurance. In Experiment 2a, participants who were unable to purchase travel insurance judged the probability of travel-related calamities higher compared to those who were insured. These results were replicated in Experiment 3a in a simulation of car accident insurance. The findings are explained in terms of intuitive magical thinking, specifically, the negative affective consequences of "tempting fate" and the sense of safety afforded by the notion of "being covered."